Terms of Service

1. Eligibility and Accounts

• You must be legally eligible to use the relevant services and provide accurate, current account information.
• You are responsible for safeguarding your login credentials and for activity performed through your account, except where applicable law provides otherwise.
• Do not impersonate another person, create accounts using information you are not authorised to use, or bypass account restrictions.
• We may require identity verification, additional information, or updated records before enabling certain features or transactions.
• Account creation does not guarantee access to every feature. Eligibility, verification, limits, and availability may differ by service.

2. Services Available on TaskFarm

Depending on availability, verification status, and applicable restrictions, TaskFarm may provide:

• Peer-to-peer adverts and orders for supported digital tokens or assets.
• Escrow-related trade workflows, order status updates, proof submission, and dispute handling.
• Wallet funding, internal transfers, withdrawals, and other supported wallet functions.
• Social tasks, advertising campaigns, rewards, referrals, and promotional activities.
• Airtime and data purchases, bill payments, and other supported digital services.
• Purchases of eligible social-media services, such as followers or views, where offered.

We may introduce, change, restrict, or discontinue features as necessary, subject to applicable law and any obligations already owed to users.

3. P2P Trading and Escrow-Related Workflows

• Users are responsible for reviewing the asset, network, price, quantity, order limits, payment instructions, and other terms before accepting a trade.
• Only trade supported assets and use the correct network and transaction details. Incorrect or unsupported transfers may be delayed, unrecoverable, or lost.
• Follow the instructions and deadlines shown in the order. Submit genuine evidence where requested and do not falsify screenshots, payment confirmations, or transaction references.
• Escrow-related controls are intended to manage the trade process. They do not guarantee that every dispute will be resolved in a particular user's favour or that every asset or payment can be recovered.
• Funds may be held or released according to the order flow, evidence, applicable rules, and dispute decision. Do not assume a trade is complete until its status confirms completion.
• Do not trade outside the platform in a way that bypasses its controls or misrepresents the status of an order.
• TaskFarm may pause trading, restrict an advert, review an order, request evidence, or take other proportionate steps to investigate suspected fraud, comply with law, or protect users.

4. Wallets, Funding, Withdrawals, and Transfers

• Wallet balances and transaction statuses are recorded by the platform and may be subject to processing delays, reversals, verification, provider checks, or security reviews.
• Use payment accounts and funding methods you are authorised to use. We may request information to verify a payment or investigate a discrepancy.
• Withdrawal availability, minimums, limits, fees, supported destinations, and processing times may vary and will be subject to the terms shown for the relevant transaction.
• Do not submit false payment claims or exploit payment delays, duplicate requests, system errors, or chargeback processes.
• Where a transaction is pending, disputed, under review, or affected by a provider outage, processing may take longer than expected.

Unless expressly stated otherwise in a separate agreement, TaskFarm wallet features should not be assumed to be a bank account, deposit account, investment account, or interest-bearing product.

5. Fees and Pricing

Fees may apply to funding, withdrawals, P2P trades, swaps, transfers, campaigns, or other services. The applicable fee, exchange rate, amount payable, and any provider charge should be reviewed before confirming a transaction. Fees and limits may be updated with appropriate notice where required by law.

Advert prices and third-party service prices may change. Unless clearly stated, a displayed estimate is not a guarantee that a provider will complete a transaction at that exact time or rate.

6. Tasks, Campaigns, Rewards, and Referrals

• Rewards are earned only for eligible activity that satisfies the applicable task, campaign, or referral rules.
• Task instructions, eligibility, reward amounts, proof requirements, and campaign availability may differ.
• Submitting copied, misleading, fabricated, automated, or otherwise invalid proof may result in rejection or a review.
• Rewards may be withheld while a legitimate fraud, eligibility, or compliance review is underway.
• Referral rewards are subject to the applicable referral rules. Self-referrals, fake accounts, and artificial activity are prohibited.
• We do not guarantee that tasks will always be available or that users will earn a particular amount.

7. Airtime, Data, Bills, and Social-Media Services

These services may depend on external suppliers, networks, social platforms, and payment providers. Delivery, eligibility, coverage, reversal rights, and processing times may depend on those providers. Review the recipient details and order information before confirming a purchase.

TaskFarm does not control third-party social networks and cannot guarantee that purchased followers, views, or other engagement will remain unchanged or comply with a third-party platform's rules. Users are responsible for considering those platform rules before purchasing or using such services.

8. Prohibited Conduct

You must not:

• Commit fraud, money laundering, impersonation, theft, or other unlawful activity.
• Use fake identities, duplicate accounts to evade controls, or another person's payment or verification details without authorisation.
• Manipulate tasks, rewards, referrals, adverts, ratings, order evidence, or transaction records.
• Exploit bugs, bypass security controls, interfere with the platform, or access accounts or data without permission.
• Harass, threaten, deceive, or unlawfully disclose personal information about other users.
• Use TaskFarm to facilitate prohibited transactions or violate applicable law, sanctions, or third-party rights.

9. Fraud Reviews, Restrictions, and Disputes

We may review account activity, payment records, trade evidence, device or security signals, and reports to detect fraud and protect the platform. Depending on the circumstances, we may request information, reject invalid activity, limit a feature, pause a transaction, restrict an account, or suspend or terminate access.

Where appropriate, users may submit evidence or appeal a decision through the available support or dispute process. Reviews may take time, particularly where payment providers or other external parties must respond. We will handle these matters subject to applicable law and any mandatory procedural rights.

10. Cancellations, Refunds, and Errors

Cancellation and refund eligibility depends on the type and status of the transaction, the applicable service rules, provider limitations, and applicable law. Some completed digital deliveries or confirmed transfers may not be reversible. Contact support promptly if you identify an unauthorised transaction, incorrect charge, failed delivery, or account balance discrepancy.

Nothing in these Terms removes consumer rights or refund rights that cannot lawfully be excluded.

11. Third-Party Services and Digital Assets

TaskFarm may rely on third-party payment providers, verification services, blockchain networks, social networks, and utility suppliers. These services may be unavailable, delayed, changed, or discontinued. Their own terms may apply to your use of them.

Digital assets may be volatile, difficult to transfer, subject to technical risks, and affected by network fees, congestion, or irreversible transactions. TaskFarm does not promise that any asset will increase in value, remain liquid, or be recoverable after an incorrect transfer. Nothing on the platform is personalised investment, legal, or tax advice.

12. Availability and Disclaimers

We aim to provide reliable services but do not guarantee uninterrupted access, error-free operation, continuous availability of every feature, or a particular trading outcome. Maintenance, network failures, provider outages, security incidents, or legal requirements may affect availability.

To the extent permitted by law, TaskFarm is not responsible for losses caused by events outside its reasonable control, a user's failure to follow instructions, unsupported transfers, or the independent acts or failures of third-party providers. This section does not exclude liability that applicable law does not permit us to exclude.

13. Limitation of Liability

To the extent permitted by applicable law, TaskFarm will not be liable for indirect or consequential losses that were not reasonably foreseeable. Nothing in these Terms excludes liability for fraud, wilful misconduct, or any other liability that cannot lawfully be limited or excluded. Any additional limitations must be interpreted consistently with applicable law.

14. Privacy

Our handling of personal information is described in the Privacy Policy. By using TaskFarm, you acknowledge that information is processed as described there and as permitted by applicable law.

15. Suspension, Termination, and Account Closure

You may stop using TaskFarm and request account closure through available account settings or support. Some transaction, compliance, fraud-prevention, and legal records may need to be retained. We may suspend or terminate access for material breaches, suspected unlawful activity, security risks, or other lawful reasons. Pending balances, orders, and disputes may require review before closure is completed.

16. Changes to These Terms

We may update these Terms as the platform or applicable requirements change. We will publish the current version here and update the date above. Where required by law, we will provide notice or obtain consent before a change takes effect.

17. Governing Law

These Terms are intended to be governed by the laws of the Federal Republic of Nigeria, subject to any mandatory consumer-protection, data-protection, or other applicable legal requirements and jurisdictional rules.